DIVIDEND RATES

effective: June 30, 2008

Account
Minimum Balance
Annual Percentage Yield
Annual Percentage Rate
Share (Savings)
Less than $10,000
2.02%
2.00%
 
Over $10,000
2.28%
2.25%
Share Drafts (Checking)
Less than $500
0.50%
0.50%
 
Over $500
1.51%
1.50%
IRA (Individual Retirement Account)
None
2.79%
2.75%
Christmas Club
None
2.32%
2.30%
Vacation Club
None
2.32%
2.30%

Share Certificates (CD's)

Please call the Audio Response System...973-351-7731, Option #1, then Option #7 for the current Share Certificate rates.
 

*** RATES SUBJECT TO CHANGE WITHOUT NOTICE***