Loans

Personal Loans

Borrow as much as $10,000 and lock in at our low, fixed annual percentage rate. Take as much as 60 months to pay back your loan.

Auto Loans

Take up to 84 months to repay on new vehicle loans or 60 months to repay a used vehicle loan! Get a new or used auto loan approved in less than 24 hours. Newark Board of Education Employees Credit Union also welcomes the refinancing of new and used auto loans.

Secured Savings Loans

Borrow against your savings or certificate of deposit while earning competitive dividends! A great way to build credit and still maintain and earn interest on your savings. Borrow against your savings or Share Certificate while earning competitive dividends. A great way to maintain your savings account balance while paying back your loan. Also helps to build or re-establish good credit.

Debt Consolidation Loans

By combining several of your current debts into one easy payment, you can decrease your overall interest charges by hundreds of dollars with this fixed rate, fixed term loan. Consolidate numerous debts into one easy monthly payment! Terms available for 3, 4 or 5 years at great rates.

Fixed Rate Home Equity Loans

The fixed rate and fixed payment alternative to a home equity line of credit. Your fixed rate home equity loan may qualify you for tax advantages. Ask your tax advisor for details.

Vacation Loans

Borrow as much as $3,500 and lock in at our low, fixed annual percentage rate. Take as much as 12 months to pay back your loan.

Holiday Loans

Borrow as much as $3,500 and lock in at our low, fixed annual percentage rate. Take as much as 12 months to pay back your loan.

Master Card Credit Card - Coming Soon

All Newark Board of Education Employees Credit Union Master Cards will have no annual fee, provide a 23-day grace period, and offer the same great rates on purchases, cash advances, and balance transfers and best of all there will be no Balance Transfer Fees.